Hey there! Navigating the world of homeownership can be daunting, especially when you’re trying to figure out how to make that big leap into buying your first home. Let’s chat about a program that might be just the helping hand you need: the City of West Sacramento’s First-Time Homebuyer Assistance Program.

Program Overview

The City of West Sacramento has previously offered assistance programs aimed at helping first-time homebuyers with down payments and closing costs. These programs were designed to make homeownership more accessible to individuals and families who might otherwise struggle to gather the necessary funds.

Current Status

As of December 1, 2017, the City of West Sacramento’s First-Time Homebuyer Program has been inactive, and no new applications have been accepted since that date. Source

Alternative Resources

While the city’s specific program is currently inactive, there are other resources and programs available in the broader Sacramento region that you might find helpful:

• Sacramento Housing and Redevelopment Agency (SHRA): SHRA offers various programs, such as the CalHome First-Time Homebuyer Mortgage Assistance Program, which provides down payment and mortgage assistance to low-income homebuyers in eligible areas of the City and County of Sacramento. Source
• NeighborhoodLIFT Program: In collaboration with Wells Fargo, this program has provided down payment assistance to eligible homebuyers in the Sacramento area. While specific details and availability can vary, it’s worth exploring as a potential resource. Source
• CLTRE Keeper First-Time Home Buyer Program: Funded by the City of Sacramento and managed by the nonprofit CLTRE, this program offers homeownership resources, including a $15,000 forgivable home loan and additional financial support, particularly aimed at supporting underserved communities. Source

Next Steps

Given the current inactivity of West Sacramento’s program, I recommend:

1. Exploring Regional Programs: Reach out to organizations like SHRA and inquire about their current offerings for first-time homebuyers.
2. Attending Homebuyer Education Workshops: Many programs require or recommend attending workshops that can provide valuable information and potentially connect you with available resources.
3. Consulting with Local Housing Counselors: They can offer personalized guidance based on your specific situation and inform you about any new or upcoming programs that might suit your needs.

Remember, the journey to homeownership is a significant one, and utilizing available resources can make the process more manageable. Stay proactive, keep exploring your options, and don’t hesitate to seek assistance when needed. Wishing you the best on your path to finding your new home!